100% guarantee 


Name Message
smithy
Posts: 3

Joined: 6/30/2011
Topic  100% guarantee       Flag »  Reply »
hi i really hope you can answer my question. mortgage lender has declined an apllication.surveyor recommended structural engineer report as to evidence of movement. report clarified movement was historic. lender will not proceed as the surveyor cannot guarantee 100% that the property will not suffer any future movement, he stated 'future movement highly unlikely'. we have complained to the lender that no one can guarantee anything 100% and this seems a ridiculous thing to expect. was the surveyor correct in putting this and right in refusing to 100% guarnatee, thanks
  Thursday, June 30, 2011 at 1:26:05 PM
Stephen Johnson
Posts: 14

Joined: 1/7/2009
Reply  Re: 100% guarantee Flag »  Reply »
The surveyor is 100% correct in refusing that certification.  Nothing is 100% certain.  Find a different lender, one with a brain.


  Sunday, July 17, 2011 at 11:14:39 PM
smithy
Posts: 3

Joined: 6/30/2011
Reply  Re: 100% guarantee Flag »  Reply »
Thanks Stephen, thats what we thought. We have now been accepted with a new lender who have agreed to purchase the survey report and SE report, hopefully as you say these will have a brain and accept the surveyors comments.
  Monday, July 18, 2011 at 4:30:37 AM
smithy
Posts: 3

Joined: 6/30/2011
Reply  Re: 100% guarantee Flag »  Reply »
accepted by another lender! letter of complaint and request for valuation and SE fee refund to first lender sent!
  Monday, July 18, 2011 at 8:44:39 AM


 
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